Crypto tax in Belgium
10% capital gains tax from 2026 for normal private crypto investing above the annual exemption. Speculative gains may be taxed at 33%.
- Short-term rate
- 10%
- Long-term rate
- 10%
- Treatment
- Flat rate
- Currency
- EUR
How Belgium taxes crypto
Belgium introduced a general 10% capital gains tax on financial assets, including crypto-assets, from 2026 for gains realized under normal private wealth management. An annual exemption can apply before tax is due, but speculative trading may still be classified separately and taxed at 33% as miscellaneous income. If crypto activity is considered professional or business-like, progressive income tax rates of up to 50% plus possible social contributions may apply. Because this app uses a simplified rate model, Belgium is shown at 10% for standard individual investor treatment rather than for speculative or professional cases.
The same rate applies however long you held.
A 10,000 EUR gain, settled
| Held | Rate | Taken | Kept |
|---|---|---|---|
| Short-term | 10% | 1,000 | 9,000 |
This is the arithmetic the app runs on your device. Real liability depends on your residency, income, allowances and how the authority classifies your activity. Treat it as an estimate and check with a qualified adviser before you act.
Elsewhere in Europe
| Jurisdiction | Short-term | Long-term |
|---|---|---|
| Czechia | 23% | — |
| Georgia | — | — |
| Germany | 45% | — |
| Luxembourg | 42% | — |
| Malta | 35% | — |
| Portugal | 28% | — |
| Switzerland | — | — |
| Turkey | — | — |
Headline rate last checked 31 July 2026 · methodology