Crypto tax in Luxembourg
Private crypto gains are generally tax-free after a 6-month holding period. Short-term gains may be taxed at progressive income tax rates up to about 42%.
- Short-term rate
- 42%
- Long-term rate
- 0%
- Treatment
- Taxed as income
- Currency
- EUR
How Luxembourg taxes crypto
Luxembourg is relatively favorable for longer-term individual crypto investors. In simplified terms, gains on privately held crypto-assets are generally exempt when the asset has been held for more than 6 months. If sold within 6 months, gains are commonly treated like speculative or miscellaneous income and may be taxed at progressive personal income tax rates that can reach roughly 42%, depending on the taxpayer’s total income and circumstances. Because the exact liability can vary with residency, other income, and transaction facts, this app uses a 42% reference rate for short-term taxable gains and 0% after the 6-month holding threshold.
The long-term rate applies once you have held for more than 6 months.
A 10,000 EUR gain, settled
| Held | Rate | Taken | Kept |
|---|---|---|---|
| Short-term | 42% | 4,200 | 5,800 |
| Long-term | — | — | 10,000 |
This is the arithmetic the app runs on your device. Real liability depends on your residency, income, allowances and how the authority classifies your activity. Treat it as an estimate and check with a qualified adviser before you act.
Elsewhere in Europe
| Jurisdiction | Short-term | Long-term |
|---|---|---|
| Czechia | 23% | — |
| Georgia | — | — |
| Germany | 45% | — |
| Malta | 35% | — |
| Portugal | 28% | — |
| Switzerland | — | — |
| Turkey | — | — |
| Netherlands | 2% | 2% |
Headline rate last checked 31 July 2026 · methodology