Crypto tax in Estonia
22% tax on crypto gains for individuals. No distinction between short-term and long-term holdings.
- Short-term rate
- 22%
- Long-term rate
- 22%
- Treatment
- Flat rate
- Currency
- EUR
How Estonia taxes crypto
Estonia generally taxes cryptocurrency gains realized by individuals at 22%, with no separate long-term capital gains regime for longer holding periods. Gains from selling crypto for fiat, exchanging one crypto asset for another, or using crypto for purchases can trigger taxation when a profit is realized. Accurate records for acquisition cost, disposal value, and transaction dates are important for reporting. Depending on the structure and scale of activity, mining, staking, or business-level trading may be taxed under different rules. Estonia remains digitally progressive, but crypto investors should still treat disposals as reportable taxable events under the country's income tax framework.
The same rate applies however long you held.
A 10,000 EUR gain, settled
| Held | Rate | Taken | Kept |
|---|---|---|---|
| Short-term | 22% | 2,200 | 7,800 |
This is the arithmetic the app runs on your device. Real liability depends on your residency, income, allowances and how the authority classifies your activity. Treat it as an estimate and check with a qualified adviser before you act.
Elsewhere in Europe
| Jurisdiction | Short-term | Long-term |
|---|---|---|
| Czechia | 23% | — |
| Georgia | — | — |
| Germany | 45% | — |
| Luxembourg | 42% | — |
| Malta | 35% | — |
| Portugal | 28% | — |
| Switzerland | — | — |
| Turkey | — | — |
Headline rate last checked 31 July 2026 · methodology