Crypto tax in Poland
19% flat tax on crypto capital gains. No distinction between short and long-term holdings.
- Short-term rate
- 19%
- Long-term rate
- 19%
- Treatment
- Flat rate
- Currency
- PLN
How Poland taxes crypto
Poland taxes cryptocurrency gains at a flat rate of 19% as capital gains from the disposal of property rights. There is no distinction between short-term and long-term holding periods. All disposals of crypto, including sales, trades, and exchanges, are taxable events. Crypto-to-crypto trades are not taxed until converted to fiat currency. Losses can be carried forward for up to 5 years. The Polish Tax Administration (Krajowa Administracja Skarbowa) requires taxpayers to report crypto gains on PIT-38 tax form. Poland has a growing crypto community and is one of the more crypto-friendly countries in Central Europe.
The same rate applies however long you held.
A 10,000 PLN gain, settled
| Held | Rate | Taken | Kept |
|---|---|---|---|
| Short-term | 19% | 1,900 | 8,100 |
This is the arithmetic the app runs on your device. Real liability depends on your residency, income, allowances and how the authority classifies your activity. Treat it as an estimate and check with a qualified adviser before you act.
Elsewhere in Europe
| Jurisdiction | Short-term | Long-term |
|---|---|---|
| Czechia | 23% | — |
| Georgia | — | — |
| Germany | 45% | — |
| Luxembourg | 42% | — |
| Malta | 35% | — |
| Portugal | 28% | — |
| Switzerland | — | — |
| Turkey | — | — |
Headline rate last checked 31 July 2026 · methodology