Crypto tax in Montenegro
15% capital gains tax on crypto profits. No distinction between short and long-term.
- Short-term rate
- 15%
- Long-term rate
- 15%
- Treatment
- Capital gains tax
- Currency
- EUR
How Montenegro taxes crypto
Montenegro taxes cryptocurrency gains as capital gains at a flat rate of 15%. There is no distinction between short-term and long-term holdings. Crypto is treated as a financial asset, and all disposals are taxable events. Montenegro adopted the euro unilaterally and has been working toward EU accession, progressively aligning its tax framework with European standards. Taxpayers must declare crypto gains in their annual income tax return.
The same rate applies however long you held.
A 10,000 EUR gain, settled
| Held | Rate | Taken | Kept |
|---|---|---|---|
| Short-term | 15% | 1,500 | 8,500 |
This is the arithmetic the app runs on your device. Real liability depends on your residency, income, allowances and how the authority classifies your activity. Treat it as an estimate and check with a qualified adviser before you act.
Elsewhere in Europe
| Jurisdiction | Short-term | Long-term |
|---|---|---|
| Czechia | 23% | — |
| Georgia | — | — |
| Germany | 45% | — |
| Luxembourg | 42% | — |
| Malta | 35% | — |
| Portugal | 28% | — |
| Switzerland | — | — |
| Turkey | — | — |
Headline rate last checked 31 July 2026 · methodology